Income Protection

This Income Protection product is available from particular FCA regulated intermediaries and underwritten by Arch Insurance (UK) Limited and administered by MMS. Keystone Income Protection is a Short Term Income Protection policy, which enables you to protect up to 65% of your gross income or £2,750 per month, which ever is the lower amount, provided that you have a mortgage or are named as owner of your primary residence.

Cover features and benefits

There are other providers of Short Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

What is not covered / excluded

Like all insurance policies there are limitations and exclusions that may apply and prevent you from making a claim. Details of these exclusions can be found in the Policy Wording, or a summary can be found in the IPID. Some examples of these exclusions include: